Doug Van Epps

198 Spencer Ln

Mt Washington, KY
$ 312,500 Beds 3 Baths 2 Sq 1,380
Monthly Estimate* How much can I afford?

Welcome to 198 Spencer Ln in Mount Washington! This well-maintained 3-bedroom, 2-bath, 1½-story home offers approximately 1,380 sq. ft. of finished living space plus an additional 980 sq. ft. unfinished basement, providing excellent storage and plenty of potential for future use. Built in 2004, the home features an attractive brick exterior, covered front porch, and inviting curb appeal in Wilchar Estates. Inside, the comfortable layout includes hardwood flooring, a bright living area, and an updated eat-in kitchen with newer refrigerator, oven, and dishwasher. The primary suite features a beautifully renovated bath with a walk-in shower and sliding glass enclosure. Major improvements include an upgraded 3-ton HVAC system with new ductwork and additional returns, along with a water heater replaced in 2025. Newer French doors with built-in blinds lead to an expanded and rebuilt rear deck overlooking the fenced backyard, creating a great setting for relaxing, grilling, or entertaining. Additional improvements include extensive fence replacement, an expanded double-width driveway area, and low-maintenance slate rock landscaping. With thoughtful updates, generous basement space, a fenced backyard, and a convenient Mount Washington location near shopping, dining, and everyday amenities, 198 Spencer Ln offers a great combination of comfort, functionality, and room to grow. Schedule your private showing today!

Active

  • Price
  • $ 312,500
  • City
  • Mt Washington
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Bullitt
  • Half Bathrooms
  • 0
  • Area
  • Bullitt County
  • Lot Size
  • 0.32 Acres
  • Zip
  • 40047
  • Sqr Footage
  • 1,380
  • Year Built
  • 2004
  • Style
  • Traditional
  • MLS#
  • 1726317
Listed By: Real Estate Unlimited
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
HOA Fee 155
Architectural Style Traditional
Construction Materials Wood Frame,Brick Veneer,Brick
Year Built 2004
Stories Count 2
Property Subtype Single Family Residence
County Bullitt
Property Type Residential
HOA true
Attached Garage false
Subdivision Name WILCHAR ESTATES
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 2
Status Active
Directions From N Bardstown Rd Turn right onto Flatlick Rd Turn left onto Fairway Dr Turn right onto Erin Cir Turn left onto Wilchar Blvd Turn right onto Spencer Ln Destination will be on the right
City Mt Washington
MLS Area 11-Bullitt County
Lot Size Units Acres
Lot Size Square Feet 13939
MLS Area Minor 11-Bullitt County
Standard Status Active
Tax Lot 0199

Interior Features

Basement Unfinished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1380
Total Bedrooms 3
LivingAreaSource Builder
Total Baths 2

Exterior Features

Fencing Privacy,Full,Wood
Parking Features On Street,Off Street,Driveway
Lot Features Sidewalk,Cleared
Water Source Public
Lot Size Area 0.32
Foundation Details Poured Concrete
Building Area Total 1380
Lot Dimensions 87X161
Lot Size Acres 0.32

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/14/2026 Listed $314,900
8/31/2026 1% - $312,500

Property vs Zip Code Average in 40047

Price
AVG $390K
$310K
Year Built
AVG 2054
2004

In The Neighborhood

Areas That We Cover

198 Spencer Ln Mt Washington, KY is a Single Family Home for sale at $312500 with 1380 sqft and a lot size of 0.32 Acres Acre(s). 198 Spencer Ln Mt Washington has 3 bedrooms, 2 baths and was built in 2004. The property's zip code is 40047 which is in Mt Washington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Doug Van Epps

Doug Van Epps

812-344-1984

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