639 Four Winds Drive

Richmond, KY
$ 320,000 Beds 3 Baths 3 Sq 1,860
Monthly Estimate* How much can I afford?

Welcome to this beautifully maintained three-bedroom, three-bathroom home in the desirable Grey Oaks subdivision. Built in 2022, the home offers modern construction, thoughtful design, and custom trim work throughout. Step inside to a spacious first-floor living room centered around a fireplace with a warm wooden mantel. The open-concept layout flows directly into the kitchen, where stone countertops, a coordinating backsplash, and ample workspace create an inviting place to cook and gather. Just off the main living area, the first-floor primary suite features a private full bathroom and a walk-in closet. The laundry room is conveniently located adjacent to the suite, making everyday living easy and efficient. Upstairs, a spacious landing is highlighted by a beautifully custom-trimmed accent wall. Two additional bedrooms and a newly installed full bathroom complete the second floor. Out back, a large wooden deck provides plenty of space for relaxing, grilling, or entertaining while overlooking a mature tree line that adds privacy and a peaceful natural backdrop. Additional features include an encapsulated crawl space and quality finishes throughout the home.

Active

  • Price
  • $ 320,000
  • City
  • Richmond
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Madison
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.2 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 1,860
  • Year Built
  • 2022
  • Style
  • Single Family Residence
  • MLS#
  • 26021220
Listed By: Keller Williams Legacy Group - 859-544-6175
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Microwave,Range,Refrigerator
HOA Fee 125
Garage Spaces 2
Association Fee Includes Other
Patio/Porch Features Deck
Security Features Security System Owned
Construction Materials Brick
Year Built 2022
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 0055-0012-0131
Assoc Fee Paid Per Annually
County Madison
New Construction No
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Grey Oaks
Garage Y/N true
Total Rooms 9
Full Baths 3
Status Active
Directions From Downtown Richmond, head West on Main Street. Turn Left onto Tates Creek Road. Turn Left onto Grey Oaks Drive. Turn Left onto Four Winds Drive. House will be on the Left.
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 8712
Carport Y/N false
Elementary School Kit Carson
Land Lease Y/N No
Home Warranty Y/N false
Middle/Junior High School Madison Mid
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer true

Interior Features

Interior Amenities Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Walk-In Closet(s)
Basement Crawl Space
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Above Grade Finished Area 1860
Laundry Features Main Level
Total Bedrooms 3
LivingAreaSource Listing Agent Measured
Total Baths 3
Heating-Heat Pump true

Exterior Features

Parking Features Attached Garage
Water Source Public
Lot Size Area 0.2
Foundation Details Block
Building Area Total 1860
Lot Size Acres 0.2
Lot Size Source Public Records
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

8/6/2026 Listed $335,000
8/24/2026 5% - $320,000

Property vs Zip Code Average in 40475

Price
AVG $420K
$320K
Year Built
AVG 2516
2022

639 Four Winds Drive Richmond, KY is a Single Family Home for sale at $320000 with 1860 sqft and a lot size of 0.2 Acres Acre(s). 639 Four Winds Drive Richmond has 3 bedrooms, 3 baths and was built in 2022. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.