398 Carriage Lane

Jamestown, KY
$ 429,990 Beds 3 Baths 3 Sq 4,110
Monthly Estimate* How much can I afford?

Located in the gated community of The Oaks, 398 Carriage Lane offers over 4,000 finished square feet of living space on approximately 0.63 acres and is just minutes from Lake Cumberland and Jamestown Marina. This home features 3 bedrooms, 3 full bathrooms, and an additional room in the finished basement that is currently being used as a bedroom and includes a closet. The main level offers an eat-in kitchen with breakfast bar, formal dining room, spacious living area, and a functional layout that works well for both everyday living and entertaining. The primary suite includes access to a private back porch, while the home also offers a wrap-around front porch and additional outdoor living space to enjoy the peaceful setting. The finished basement includes a large game room with a custom pool table that will remain with the property, along with a two-car garage and an additional side room that would make an excellent workshop, storage area, hobby room, or home gym. Recent updates include a newer roof. Outside, the property features a dedicated dog yard with a chain-link fence, providing a secure and low-maintenance area for pets. The stock tank pool area offers another great outdoor space to relax and enjoy the warmer months. Most of the furniture is negotiable, creating the opportunity for a move-in ready or vacation home setup. Residents of The Oaks enjoy private access to Lake Cumberland. The property is located approximately 1.9 miles from Jamestown Marina and about 3 miles from Jamestown Square, providing convenient access to boating, dining, shopping, and local amenities.

Contingent

  • Price
  • $ 429,990
  • City
  • Jamestown
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Russell
  • Half Bathrooms
  • 0
  • Area
  • 046 - Russell County
  • Lot Size
  • 0.63 Acres
  • Zip
  • 42629
  • Sqr Footage
  • 4,110
  • Year Built
  • 2003
  • Style
  • Cape Cod
  • MLS#
  • 26014735
Listed By: Keller Williams Commonwealth - Somerset - 859-721-2121
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Possession Negotiable
Roof Composition,Shingle
Appliances Dishwasher,Microwave,Oven,Refrigerator
HOA Fee 100
Garage Spaces 1
Patio/Porch Features Porch,Front Porch,Rear Porch,Side Porch
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 2003
Levels One
Property Subtype Single Family Residence
Parcel Number 048-10-01-006.00
Assoc Fee Paid Per Annually
County Russell
New Construction No
Property Type Residential
HOA true
Attached Garage false
Subdivision Name The Oaks
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Contingent
Directions From US-127 South, At the traffic circle in Jamestown, continue straight onto KY-92 E/S Main Street. Travel approximately 2.6 miles. Turn right onto Oaks Road. Go through the Gate. Oaks road turns sli
High School Russell Co
City Jamestown
High School District Russell County - 46
MLS Area 046 - Russell County
Lot Size Units Acres
Lot Size Square Feet 27442.8
Carport Y/N false
Elementary School Russell Co
Land Lease Y/N No
Home Warranty Y/N false
Middle/Junior High School Russell Co
MLS Area Minor 046 - Russell County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Pending
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank true

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Walk-In Closet(s)
Basement Finished,Full,Walk-Out Access
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Living Room,Propane
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2466
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area 1644
LivingAreaSource Public Records
Total Baths 3
Heating-Heat Pump true

Exterior Features

Fencing Chain Link
Parking Features Attached Garage,Basement,Driveway,Garage Faces Side
Lot Features Few Trees
Water Source Public
Lot Size Area 0.63
Foundation Details Concrete Perimeter
Building Area Total 4110
Lot Size Acres 0.63
Lot Size Source Public Records
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

6/24/2026 Listed $455,000
7/10/2026 2% - $450,000
7/27/2026 2% - $445,000
8/6/2026 4% - $429,990

Property vs Zip Code Average in 42629

Price
AVG $400K
$430K
Year Built
AVG 2567
2003

398 Carriage Lane Jamestown, KY is a Single Family Home for sale at $429990 with 4110 sqft and a lot size of 0.63 Acres Acre(s). 398 Carriage Lane Jamestown has 3 bedrooms, 3 baths and was built in 2003. The property's zip code is 42629 which is in Jamestown, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.