512 Water Cliff Drive

Somerset, KY
$ 650,000 Beds 5 Baths 3 Sq 4,075 Virtual Tour
Monthly Estimate* How much can I afford?

The Fed did not reduce interest rates, so the sellers reduced the price of this welcoming home with a flexible floor plan and gorgeous view of Lake Cumberland. This home is move in ready with quick possession available, so you will have plenty of time to enjoy the lake. Located in the peaceful Wood Lands of Lake Forest subdivision, experience relaxing lakefront living in this all-brick, two-story residence overlooking Lake Cumberland. This exceptional home offers versatile space, elegance, and panoramic lake views that can be enjoyed from every room on the lake side of the home. With five spacious bedrooms and three full baths, including a Primary Suite and a second bedroom and full bath on the first floor, this home accommodates all stages of life—from families needing an extra first floor bedroom to empty nesters who desire first floor living but need extra space upstairs for guests. This thoughtfully designed home provides the perfect balance of comfort and sophistication for both everyday living and entertaining. The heart of the home is a beautifully designed kitchen, featuring granite countertops, stainless steel appliances, a wet bar, and a generous breakfast area, all flowing seamlessly into the formal and casual living spaces. The dining room provides the perfect setting for hosting gatherings, while the living room and family room create inviting spaces to relax and unwind. One of the home's most captivating features is the sun-drenched all-season sunroom offering breathtaking views of the lake and a peaceful retreat to enjoy year-round. This home also has exceptional outdoor spaces! Step into the rear, screened-in porch and enjoy the lake view or have dinner while watching the sunset. The deck overlooking the lake is perfect for morning coffee, sunset views, or entertaining guests while taking in the natural beauty of the surrounding landscape, including the fully fenced backyard. There is literally a place to be for everyone! Throughout the home you'll find beautiful hardwood flooring, built-in cabinetry and bookcases, and thoughtfully designed living spaces that enhance both character and functionality. The home offers 4075 square feet of finished living space above grade along with 906 square feet of unfinished basement space providing excellent storage and endless possibilities for customization. Additional highlights include: an oversized 2 car garage on the main level, an additional 1+ car garage in the basement, and two large, walk-in attic spaces offering abundant storage. Recent updates provide peace of mind, including main level HVAC replaced in 2020 and the second floor HVAC replaced in 2024. This exceptional property offers the rare opportunity to own a spacious lakefront home on .79 acres in one of the most desirable communities near Lake Cumberland. With a boat ramp just three minutes away and nearby shopping, you will have all you need to enjoy your beautiful new home.

Active

  • Price
  • $ 650,000
  • City
  • Somerset
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Pulaski
  • Half Bathrooms
  • 0
  • Area
  • 902 - Southwest Pulaski County
  • Lot Size
  • 0.79 Acres
  • Zip
  • 42503
  • Sqr Footage
  • 4,075
  • Year Built
  • 2001
  • Style
  • Single Family Residence
  • MLS#
  • 26004247
Listed By: RE/MAX LakeTime Realty - 606-679-7653
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Utilities Electricity Connected,Water Connected
Possession Negotiable
Roof Composition,Dimensional Style,Shingle
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
Garage Spaces 3
Patio/Porch Features Deck,Porch,Rear Porch
Construction Materials Brick Veneer
Year Built 2001
View Lake,Neighborhood,Trees/Woods,Water
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 041-0-0-14.2
County Pulaski
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Lake Forest
Garage Y/N true
Total Rooms 15
Full Baths 3
Status Active
Directions From Oak Hill Road, Turn onto Ferry Road. Travel 3.2 miles. Turn Right onto Water Cliff Drive (Wood Lands of Lake Forest) Travel 0.3 miles, Turn Left onto Water Cliff Drive. Travel 0.1 miles to 512 Wa
High School Southwestern
City Somerset
Body of Water Lake Cumberland
High School District Pulaski County - 45
MLS Area 902 - Southwest Pulaski County
Lot Size Units Acres
Lot Size Square Feet 34412.4
Carport Y/N false
Elementary School Oakhill
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Southern
MLS Area Minor 902 - Southwest Pulaski County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank true

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Primary Downstairs,Walk-In Closet(s),Wet Bar
Basement Concrete,Partial,Walk-Out Access,Walk-Up Access
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Family Room,Gas Log
Basement (Y/N) Yes
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Screens,Skylight(s),Window Treatments
Fireplace Y/N true
Above Grade Finished Area 4075
Laundry Features Electric Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 5
LivingAreaSource Appraiser
Total Baths 3
Heating-Heat Pump true

Exterior Features

Fencing Chain Link
Parking Features Driveway
Lot Features Landscaped
Water Source Public
Lot Size Area 0.79
Foundation Details Concrete Perimeter
Building Area Total 4075
Lot Size Acres 0.79
Lot Size Source Public Records
Waterfront Y/N true
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hurstbourne, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

3/6/2026 Listed $674,900
6/5/2026 2% - $664,900
8/19/2026 3% - $650,000

Property vs Zip Code Average in 42503

Price
AVG $450K
$650K
Year Built
AVG 2305
2001

512 Water Cliff Drive Somerset, KY is a Single Family Home for sale at $650000 with 4075 sqft and a lot size of 0.79 Acres Acre(s). 512 Water Cliff Drive Somerset has 5 bedrooms, 3 baths and was built in 2001. The property's zip code is 42503 which is in Somerset, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.